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Saturday, September 27, 2014

Budgeting Bloggers: September 2014

It's the end of another quarter!  While I had a larger budget left for this final month of the quarter, and I sure did spend it, I noticed I got fewer items overall.  And it feels good!  I like the idea of investing in quality.  My biggest purchase was my Madewell tote, which I chose to replace my falling-apart black Longchamp Le Pliage (circa 2005, falling apart now); I wanted something bigger than my Longchamp, and Madewell's offering is leather for a similar price of Longchamp Nylon.   The brown/black combo is one of my favorites, because I can keep the same purse on my shoulder all week no matter what color shoes/belt/etc. I'm rocking.

Here's a snapshot of my haul:
  1. Chloe + Isabel Crystal Square Stud Earrings ($24):  My friend had a jewelry party to support her friend who recently adopted.  I feel strongly about adoption, so why not buy some new baubles for a cause?  I love stud earrings, and these were classic!
  2. Fabletics Lima Capri in Taos Print (retail $50, paid $40 VIP): I have a number of Lima Capris from Fabletics, and I find it hard to resist new prints!  Capris are perfect for working out in pretty much year-round in Tennessee, and this print might also get worn around the house on lazy Sundays.  (If you're interested in learning more about Fabletics and their *$50* high-quality monthly workout outfits, click my referral link here.  I can earn $10 if you sign up!)  Kate Hudson wore the pink version of these on a magazine cover this month.
  3. Fabletics Suki Short in Pink Lava (retail $30, paid $24 VIP):  These are shorter than my other pair of Suki Shorts, but still long enough to be comfortable in for running!   I wear my Sukis so much, I wanted another pair.  These also have pockets, perfect for my inhaler or a little packet of energy gel.  I definitely use the shorts in warmer weather quite a bit, just like capris but with more breeze.  I even ran a half marathon in them!
  4. eShakti Belted Chambray Skirt (retail $53, paid $18):  I know I'm an eShakti addict.  But hear me out!  I had a $25 giftcard from my last purchase, plus they sent me a $20 gift coupon, and those both *stacked* for $45 off base price.  So I got a full, fun belted skirt for under $20 including shipping!  Their chambray does rub off before the first couple of washes, but it's fun.  It will be a new classic piece for me.
  5. Madewell Transport Tote in black (retail $168+tax, paid $156 w/tax):  This bag has a bit of a cult following, especially among bloggers.  I wish this bag had a zipper or snap top, but I chose it because it was a comparable price to Longchamp's nylon bags, and I gave my old Camden tote from Madewell to sissy this summer.  Shoutout to Madewell for offering a 15% in-store student discount!  It actually gave me $25 off the pre-tax retail price ($143 subtotal).
  6. Madewell Bien Fait Canvas Tote (FREE):  It just so happened that I was picking up my Transport Tote during the grand opening celebration of Nashville's store... so they gave me a freebie tote bag.  Score!  The back has the Madewell logo.
$262 spent - $38 sold = $224 total
$64 savings + a freebie tote!

Quarterly Budget: $500 - $159 July - $115 August - $224 September = $2 remaining

Not too shabby!  But since I now have a new car and other things that require my funds, I am cutting my quarterly budget from $500 to $400, which is actually less than I used to do before quarterly tracking.  I am also no longer going to count blog earnings towards my budget, only sales of clothing/accessories exiting my closet.  I feel like my wardrobe is in a much better place, and I can still use my quarterly budget for the occasional splurge.  Forcing myself to sell some things before I bring in new stuff will help me control the total closet.

I also decided that after my Disney Marathon in January, I am going to treat myself to a pair of imogene + willie jeans as a reward, outside of my budgeting.  You heard it here first!  Gotta keep myself motivated to finish those 26.2 miles.

Here's a pic of me wearing one of my custom circle skirts from last month!  Instead of my normal petticoat 50s look, I wore it without for more of a 60s schoolgirl vibe.  I love mustard; it's my favorite color these days.


Check out the rest of this month's Budget Bloggers at the linkup at Franish!

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